CALL US: (559) 765-4867
A credit score under 620 is usually considered to be a bad credit score
Having a bad credit score means you are not in a good position to apply for credit. Whether it’s a credit card, personal loan, auto loan or mortgage, you will have limited access to money and you will be charged excess fees.
Lenders need to protect themselves. So if you have a bad credit score that means history shows there is a strong possibility that you will not continue to pay your debt as agreed.
